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insurance interest interest only interest rate interest rate cap interest rate swap intermediate-term mortgage joint liability joint tenancy judgment judicial foreclosure jumbo loan junior mortgage late charge lease leasehold estate lease option lease purchase legal description lender leverage liabilities liability insurance LIBOR (London Interbank Offered Rate Index) lien life cap life of loan cap lifetime cap line of credit liquid asset loan loan amount loan fraud loan officer loan origination loan origination fee loan servicing loan-to-value ratio (LTV) lock lock-in lock-in clause lock-in period loss mitigation margin maturity merged credit report minimum credit modification monthly housing expense mortgage mortgage banker mortgage broker mortgage constant mortgagee mortgage insurance (MI) mortgage insurance premium (MIP) mortgage life and disability insurance mortgage loan mortgage modification mortgage note mortgagor multidwelling units negative amortization net effective income no cash-out refinance no-cost loan non-assumption clause note note rate no-cost loan notice of default offer original principal balance origination origination fee origination points owner financing owner's title policy package mortgage partial entitlement partial payment participation financing payment cap payment change date per diem interest periodic cap periodic payment cap periodic rate cap personal property PITI (Principal, Interest, Taxes and Insurance) PITI reserves planned unit development (PUD) pledge account mortgage (PAM) point points power of attorney pre-approve pre-approval pre-foreclosure sale premium pre-paid expenses pre-paid interest pre-paids pre-payment pre-payment penalty pre-qualification pre-qualify prime rate principal principal balance principal, interest, taxes, and insurance (PITI) private mortgage insurance (PMI) promissory note prorations public auction PUD (Planned Unit Development) purchase agreement purchase-money mortgage purchase-money transaction qualifying ratios quitclaim deed radon rate lock real estate real estate agent Real Estate Settlement Procedures Act (RESPA) real financing cost real property Realtor reconveyance recorder recording recording fee refinance transaction regulation z refinancing rehabilitation mortgage remaining balance remaining term rent-loss insurance repayment plan replacement reserve fund residual qualifying restrictions reverse annuity mortgage (RAM) revolving debt right-of-first refusal right of ingress or egress right of survivorship right to rescission rollover loan sale-buyback sale-leaseback sales agreement second mortgage secondary market secondary mortgage market secured loan security seller carry-back senior loan servicer servicing settlement (closing) settlement costs settlement statement special forebearance stop date subdivision subordinate subordinate financing survey sweat equity takeout mortgage tax impound tax lien tax sale tenancy in common term third-party origination title Title 1 title company title insurance title search total debt ratio (TDR) trade lines transfer of ownership transfer tax Trans Union Treasury index Truth-In-Lending Act Truth-in-Lending Law two-step mortgage trustee underwriting usury VA loan VA mortgage variable rate mortgage variable rate Verification of Deposit (VOD) Verification of Employment (VOE) vested Veterans Administration (VA) waiver walk-through zero percent financing zoning zoning ordinances zoning regulations |
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